Homeownership continues to be the dream for most Kiwis, but a growing number of us think we'll never achieve it. 

Kiwibank's latest State of Home Ownership Report has found 85% of people want to own a home, with most believing it's the key to getting ahead. 

But over two-thirds of non-homeowners doubt they'll ever own a home, with millennials particularly pessimistic. 

Simplicity Founder Sam Stubbs told Ryan Bridge KiwiSaver is now the key for most people, but the long wait to save for a deposit is a problem. 

He says either wages have to increase, taxes have to decrease, or people have to put more in KiwiSaver. 

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