New data suggests most people are managing their cash flows quite well. 

The latest Centrix credit report shows the number of people behind on their payments is down 23 thousand, month-on-month. 

About 12% of people are in arrears for any missed payments, but only 2% are more than 90 days behind. 

Centrix Managing Director Keith McLaughlin told Mike Hosking that this is in line with what’s expected for this time of year. 

He believes that the numbers are going to stay about where they are as far as consumer arrears are concerned, and doesn’t see any relief coming in the short to medium term. 

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