Cost of Living pressures don't look like they are abating anytime soon but we may actually just be acclimatising to our new norms.

The latest Centrix credit indicator shows that for the first time in eight months, there's been a reversal of the increase of arrears in home lending or mortgages.

Arrears were sitting at 11.8 per cent in march but have now dropped to 11.3 per cent with a decline in the number of accounts behind on payments for nearly every product, except vehicle loans.

Managing director of Centrix Keith McLaughlin joined Mike Hosking to discuss.

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