Most first home buyers would probably be knocked off the property ladder, if they couldn't use their KiwiSaver for a deposit. 

The OECD has recommended blocking access to KiwiSaver for first time buyers, looking to raise a deposit. 

It says this would help cool the property market. 

First Home Buyers' Club director, Lesley Harris, told Kate Hawkesby well over 90 percent of first home buyers need to use their KiwiSaver. 

“They either have to have very, very wealthy parents and also a very income... or they just don’t buy a house until maybe they are 65.” 

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