There's a belief the Government could make part of Kiwibank public-owned. Â
The Commerce Commission's market study shows there's little competition between the big four banks, and they take high profits by international standards. Â
It recommends giving Kiwibank access to more capital to better compete and become a disruptor.Â
Massey University's banking expert David Tripe told Ryan Bridge that money could come from the New Zealand public. Â
He says it would take some time to absorb a large amount of capital, so it's better done as a relatively slow process.Â
Tripe says trying to grow a bank rapidly is usually a recipe for disaster.Â
LISTEN ABOVEÂ
Take your Radio, Podcasts and Music with you